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Watercraft & Boat Insurance


Watercraft & Boat Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Watercraft & Boat Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Watercraft & Boat Insurance Information

Mixon Insurance boat department personnel know the difference between a Rhumb Line and a Dock line. You can go boating with the peace-of-mind that you have the proper coverage.

Our staff is comprised of boaters that are insurance experts. We don't just sell policies.... we build relationships.

Mixon Insurance Agency offers exceptional packages for all types of boats including

  • High Performance Boats
  • Bass Boats
  • Cruisers
  • Houseboats
  • Sailboats
  • Runabouts 

And all of your boating insurance needs:

  • Costal Waters and Great Lake's coverage available
  • Marina Insurance
  • Boat Dealer Insurance
  • Boat Hauler's Insurance

Let us show you why Mixon Insurance Agency is the boat insurance specialist for you!

Licensed in Missouri, Illinois, Kentucky and Tennessee 

HIGH PERFORMANCE

At 50, 60, 70 plus miles per hour its an absolute must. Expert drivers seriously protect their boats and themselves. So should you.

For 30 years Mixon Insurance Agency has built a first rate reputation, providing expertise that is second to none. You'll get custom tailored insurance - agreed value hull, liability and special coverage, plus personalized service and rates that won't gauge your pocket. We'll shop your boat with 12 marine insurers for the best possible deal. Save money and cover your butt, so you can relax and throttle up!

 

CRUISERS 

Whether you enjoy day trips or seasonal cruises up and down the rivers or coast, Mixon Insurance Agency has the right policy for you.

For 30 years Mixon Insurance Agency has built a first rate reputation, providing expertise that is second to none. We'll shop your boat with 12 marine insurers for the best possible deal

 

SAILBOATS

Mixon Insurance Agency offers comprehensive insurance for your level of sailing. Whether you are a recreational sailor or a top ranked competitor Mixon Insurance Agency can give you peace of mind.

For 30 years Mixon insurance Agency has built a first rate reputation, providing expertise that is second to none. We'll shop your boat with 12 marine insurers for the best possible deal !


 

HOUSEBOATS 

Whether you enjoy day trips or cruises up and down riverways, Mixon Insurance Agency has the right policy for you.

For 30 years Mixon Insurance Agency has built a first rate reputation, providing expertise that is second to none. We'll shop your boat with 12 marine insurers for the best possible deal!

 

BASS BOATS 

Better Price. If you're a frequent fisherman, you qualify for special boat insurance. Because you take better care of your equipment, you qualify for expanded coverages and lower premiums. Anglers Advantage insurance does what ordinary boat insurance does not do! This unique watercraft insurance "package" policy is written specifically for fishermen. In addition to providing expanded benefits designed for fishermen, this insurance offers you the ability to customize your policy with higher limits, lower deductibles, special discounts, optional coverages and "agreed value" protection for your peace of mind.

And, Anglers Advantage covers the boat, trailer and equipment, too. Best of all, this coverage is very affordable! So don't settle for ordinary boat insurance when it's easy to get all the protection that's really needed. Contact us today for a free, no obligation quote. Brought to you by Old United Casualty Company, one of the nation's most innovative and competitive watercraft insurance specialists.

 



Frequently Asked Questions


Why do you need insurance for your boat or personal watercraft?
You'll enjoy the water ever more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

  • If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.


Things to consider and questions to ask your agent
Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
  • Is my boat or watercraft covered for use year-round?
  • What discounts and programs are available?
  • How much medical insurance and liability coverage is enough?
  • Do I have coverage if I need to have my boat towed in an emergency?
  • What's the process for filing and settling a claim?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?


Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.

The personal watercraft policy covers:

  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft


Liability limits start at $15,000 and can be increased to $300,000.

Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.

Additional coverage can also be purchased for trailers and other accessories.

You should talk to your insurance representative about the type of coverage that would best suit your needs.

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